Dr. Frédérik Sinan BERNARD holds a researcher position at the University of Twente since May 2024, within the Financial Engineering and Business Information Systems (FEBIS) section of the High-Tech Business and Entrepreneurship (HBE) Department, part of the Behavioral and Management Studies Faculty (BMS) at the University of Twente. 

His academic background includes Law, International Relations, Business Administration and Management, and Diplomacy. His current research interests are at the intersection of international political economy, applications of blockchain (cryptoeconomics & CBDCs) and artificial intelligence for economic intelligence, governance, knoweldge and research management, and digital finance. 

He received an Executive PhD in 2022 at the Centre d'Études Diplomatiques et Stratégiques (CEDS) in Paris, with a thesis conceptualizing the impact of  crypto-economics, as a new subfield of economics, on national economic intelligence systems. 

Recent activities

After several years in consultancy and various sector experiences following his initial academic experiences in Cyprus, he developed a Master of Public Administration program and curriculum entitled "Geopolitics and Crypto-Economics" at CEDS. He is/was actively involved in several non-profits: core member of Paris Blockchain Society, fellow for Turkey of Blockchain for Good, founding member of Lisbon Art Weekend, socio of Gremio Literario.

He was provided the opportunity to be a postdoc academic visitor at Oxford University's Future of Fintech Initiative (OFFTI) under the supervision of Prof. Dr. Pinar Özcan, and has joined the University of Twente as a Postdoctoral Fellow within the Marie Skłodowska-Curie Action (MSCA) DIGITAL project at the University of Twente. He also became an active member of the COST Action CA19130 in its last months.

Expertise

  • Economics, Econometrics and Finance

    • Knowledge Management
  • Engineering

    • Blockchain
    • Design Model
    • Design Objective
    • Limitations
  • Social Sciences

    • Company Organization
    • Project Proposal

Organisations

Supervision of theses (as 1st supervisor):

Finished

Ongoing

  • Nijreez Sha (M-BA)
  • Faik Durmus (M-BA&M-COM)
  • Quintijn van Helsdingen (B-IBA)
  • Kaan Karademir (B-IBA)
  • Max Nagel (M-BIT)
  • Lenn Beld (B-BIT)

Supervision of thesis (2nd supervisor):

Publications

Research profiles

He received his PhD in 2022 at the Centre d'Études Diplomatiques et Stratégiques (CEDS) in Paris, with a thesis conceptualizing the impact of crypto-economics, as a new subfield of economics, on national economic intelligence systems.

He holds an MBA from Cyprus International University, whith a thesis focusing on an appraisal of FDI and ECA strategies during the 2007 global financial crisis in small countries

He finished an LLM in private law from Université Paris 8 Vincennes-St-Denis, including an internship report on Turkish practices of project finance conducted at Clifford Chance LLP in Paris ; he also obtained a BA in the field of International Relation from Cyprus International University, with an internship as research assistant in the faculty's research center.

Affiliated study programs

Courses academic year 2026/2027

Courses in the current academic year are added at the moment they are finalised in the Osiris system. Therefore it is possible that the list is not yet complete for the whole academic year.

Courses academic year 2025/2026

Courses academic year 2024/2025

Current projects

Marie Sklodowska-Curie Action Industrial Doctoral Network on Digital Finance (MSCA DIGITAL)

Post-Doc Researcher @ MSCA DIGITAL, a project coordinated by Dr. Joerg Osterrieder (IEBIS/Utwente). Specifically, the Marie Sklodowska-Curie Action Industrial Doctoral Network on Digital Finance (MSCA Digital Finance) represents a groundbreaking European PhD Research and Training Programme, focusing on innovation and research across the European Union. Objective: MSCA Digital Finance aims to integrate advanced research and training in the field of digital finance. The primary goal is to foster the development of next-generation researchers and professionals who can contribute significantly to the digital finance sector. This initiative is designed to bridge the gap between academia and industry, ensuring that PhD candidates are well-equipped with both theoretical knowledge and practical skills relevant to the rapidly evolving digital finance landscape.

AI in Finance

The University of Twente and the ING Group have put their signatures to a five-year collaboration agreement covering artificial intelligence and data science in the financial world. The partnership was celebrated at FinanceCom 2022, a leading-edge conference hosted by UT. It marks the first time that this international congress in finance and fintech has been held in the Netherlands.

Kickstart AI: Artificial Intelligence (AI) in Finance

ING Group - University of Twente (UT)

Joint cooperation of ING Group (ING) and University of Twente (UT), advancing Artificial Intelligence (AI) in Finance

Finished projects

COST Action - Fintech and AI in Finance

Member of the COST Action: Fintech and AI in Finance. Project is coordinated by Dr. Joerg Osterrieder (IEBIS/Utwente). The Action will investigate AI and Fintech from three different angles: Transparency in FinTech, Transparent versus Black Box Decision-Support Models in the Financial Industry and Transparency into Investment Product Performance for Clients. The Action will bridge the gap between academia, industry, the public and governmental organisations by working in an interdisciplinary way across Europe and focusing on innovation.

Erasmus: Blended Intensive Program (BIP) - Methods for Fintech and Artificial Intelligence in Finance

The aim of the BIP is to create an interdisciplinary course on advanced topics in the field of statistics and probability, with applications in the Fintech sector and Artificial Intelligence on key topics included in the UN SDGs.

The programme will enable participants to understand and develop analyses on financial instruments using appropriate techniques. Starting from the theoretical analysis of the technical-conceptual determinants and the regulatory environment of AI, models will be presented and the results of field tests of the experience gained in the adoption of models of the kind will be presented.

The programme aims to provide analytical skills to create, manage and interrogate large datasets applicable to the financial sector and to build critical awareness of current issues in the Fintech landscape. A set of programming tools will facilitate the implementation of models and enable participants to analyse decision-making processes.

News on utwente.nl

Bridging disciplines for positive societal impact with crypto-economic intelligence research - Source

University of Twente participates to the Higher Education Forum of the French Lycée Vincent Van Gogh (The Hague) - Source

University of Twente hosts the MSCA DIGITAL MidTerm Meeting - Source

Address

University of Twente

Ravelijn (building no. 10), room 3313
Hallenweg 17
7522 NH Enschede
Netherlands

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Organisations

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