I am Yiting Liu, currently a Ph.D. candidate at the University of Twente. My research topic is P2P lending risk modelling using graph-based two-step model. I am also interested in credit risk, digital finance and graph theory. During my research, I train supervised models and code in R and Python. With a comprehensive background in statistics and quantitative finance, I graduated with distinction from the Alliance Manchester Business School, University of Manchester, after completing my undergraduate studies at School of Management, Fudan University.